Houston, TX
And Surrounding Areas
713-294-3404
info@houstonrealityroofing.com
Houston roofing company|Houston, TX|Residential Roofers|Roof Repair
Houston roofing company|Houston, TX|Residential Roofers|Roof Repair
And Surrounding Areas
info@houstonrealityroofing.com
Your homeowner insurance may help pay to repair the roof damages caused by hail or wind. If you have a leaky roof, missing shingles or granule loss/bruising, then your home was affected by wind or hail storms.
We handle more than just roof replacements approved by the insurance. Storm Damages 90% cases are more than just replacing your roof, usually includes window glazing work, window screens, gutter replacements, a/c condenser straighten, interior painting/drywall, fences, and more.
We offer emergency repairs & tarp services to prevent further damage inside your home. Call us today for FREE roof Inspection!
Verify if you roof has hail or wind damage. Our process for the roof specialist is to ask who is your insurance company? Have you filed a claim? And Have you had your adjuster’s inspection? We ask this question to effectively assist you and provide the hail/winds storm summary report.
File a claim with your insurance carrier to repair or replace your roof.
The insurance will send adjuster to inspect the roof to provide an estimate to repair or replacement of the roof. Adjuster uses Xactimate/Symbility regulated pricing software to write the itemized estimate of the approved work scope.
Review all approved work scope and sign formal work, materials, upgrades and warranty agreement. Choose roof system, upgrades, and shingle color. Reality Roofing will schedule and begin roof replacements or repair work.
Payments, Invoice & Warranties Roof Replacement
-RCV the full cost of the repair/replacement.
-Depreciation is the decrease in fair value of the roof due to age.
-ACV is the Replacement Cost (RCV) minus Depreciation (DEPREC).
Insurance will mail the first check ACV minus your deductible If policy is RCV a recoverable depreciation money will be released upon completion of all work.
Your only out pocket expense is your deductible. TexasHB2102 Section 27.2 Texas requires a person insured under a property insurance policy to pay any deductible applicable to a claim made under the policy. Insurance companies will request reasonable proof of the deductible payment before releasing the final claim check to the policy holder. The new law makes it a Class B misdemeanor (punishable by a jail sentence of up to 180 days plus a $2000 fine) for Contractors to pay, waive, absorb, rebate, credit, or otherwise decline to charge or collect the property owner deductible.
ACV 1st Insurance Check I due after roof completion. 2nd Payment – Insurance check may require mortgage endorsement, Reality Roofing offers the service to express mail the check to your mortgage and return to you. We share the USPS tracking number). After the job is completed, Reality Roofing will send insurance company the final invoice, proof of deductible payment, and photos of the work completed with or without supplements.
RCV- Recoverable Depreciation Final Check 3th Payment. Sometimes you will also have a check issued and listing the mortgage, and we will need to send it to mortgage just let us know so we can proceed with mailing it with respective mortgage forms. -Do not sign check when sending to mortgage unless requested by your mortgage company. -Manufacturer warranties will be registered after all payment have been submitted and payment receipts will be sent.
Home Owner